Researchers recently conducted a survey about senior citizens and life insurance ownership. Their survey concluded that about 55 percent of seniors had let their coverage lapse and saw it as a liability instead of an essential asset. In addition to this, about 80 percent of the seniors surveyed who were over the age of 66 did not know they could sell their existing coverage in exchange for a cash payout.
Winter storage, dock fees and general maintenance are just a few examples of expenses associated with boat ownership. While most people do not think about these costs before buying a boat, they quickly learn after making a purchase that they are necessary. One of the most important costs associated with boat ownership that should not be trimmed or skipped is insurance.
The bill that would lead to the Occupational Safety and Health Act went into effect on April 28, 1971. When Congress passed the bill, they made it clear that their intention was to ensure that every working individual in the nation would have healthful and safe working conditions. OSHA was then formed as a division of the Department of Labor.
"It can't happen to me." That's what a lot of people think when they think about wildfires. Their town, their street, their home must be immune. But according to the National Interagency Fire Center, there have been 15,576 new wildfires that have affected 318,949 acres of land in 2015 so far. Those who have homes built in dry climates and in heavily mountainous areas are especially susceptible to damage from wildfires.
After purchasing any valuable jewelry, homeowners should contact their insurance agents quickly to update their policies. There is only limited coverage for expensive jewelry on a typical home insurance policy, so the owner may not receive the full value of the item if it is stolen or destroyed. Most home insurance policies allow coverage of possessions up to 50 percent of the amount of insurance chosen.